AI built specifically
for Encompass lenders
Origora is an AI platform being built on top of ICE Encompass. We are working directly with lenders to identify the highest-value problems to solve first.
The problem
Encompass lenders share
the same pain points
After 8+ years building on Encompass and 20+ years in mortgage operations, we have seen the same problems at every lender. They cost time, money, and compliance exposure.
Manual data entry that should not be manual
Processors key data into Encompass that already exists in the documents they just uploaded. Every loan. Every day. It is slow, error-prone, and completely solvable.
Compliance risk hiding in every milestone
Regulatory requirements like HMDA, TRID, and APR calculations are checked manually — if they are checked at all. Errors that cost nothing to catch early cost enormously when an examiner finds them.
Admin work that consumes your best people
Encompass administrators spend weeks per quarter on work that should take hours — system updates, user management, documentation, and configuration tasks that repeat endlessly.
Who we are
Built by people who
know this system
Origora is not an AI company that discovered mortgage. We are mortgage and technology professionals who are applying AI to problems we have lived firsthand.
We connect to Encompass through the official ICE Developer Connect V3 REST API — no workarounds, no legacy SDK, no code inside Encompass. Everything Origora does is auditable, traceable, and built for banking compliance from day one.
We are currently working with lenders to design the right solutions before we build the wrong ones. If you are an Encompass lender with a problem worth solving, we want to hear from you.
ICE DDA Certified Partner
One of the first certified DDA implementation partners in ICE’s inaugural partner pilot program.
8+ years Encompass development
Deep experience with Developer Connect API, custom integrations, and Encompass administration at lenders of every size.
20+ years mortgage operations
Our co-founder has managed every department in the mortgage process — origination through servicing.
AI engineering foundation
Built on Claude AI, Azure Document Intelligence, and modern AI engineering practices designed for regulated industries.
Our commitment
Compliance is not
a feature. It is the foundation.
“We are building for the audit from day one — not retrofitting compliance after the fact.”
- Anthropic API — not public Claude. Zero data retention by default.
- Borrower PII masked before every AI call by design
- Every action traceable through a full audit log
- SOC 2 compliant infrastructure
- Built by an ICE DDA Certified partner who understands the regulatory environment
The team
The founders
Brian Smith
25+ years software engineering across healthcare, financial services, and mortgage technology. 8+ years Encompass administration and development. ICE DDA Certified Partner. St. Petersburg, FL.
Linda
20+ years mortgage industry experience. Has managed origination, processing, underwriting, closing, and servicing operations. Brings the operational knowledge that makes Origora solve the right problems.
Let’s talk
We are looking for Encompass lenders who want to be part of shaping what Origora becomes. If you have a problem worth solving, we want to hear about it.
Or reach us directly: bsmith21@gmail.com · (512) 534-1672